Complete LIC New Money Back Plan 25 Years plan analysis
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LIC New Money Back Plan 25 Years in Pune
Everything You Need to Know About LIC New Money Back Plan 25 Years – Explained by Pune's LIC Expert
LIC New Money Back Plan 25 Years (Plan 821) is a popular participating money back insurance policy providing life cover over 25 years with four periodic survival benefit payments, making it one of the most liquidity-rich traditional LIC plans available for Pune residents.
Under this plan, survival benefits of 15% of the basic sum assured are paid at the end of the 5th, 10th, 15th, and 20th policy years. At maturity (end of 25th year), the remaining 40% of sum assured plus all accrued simple reversionary bonuses and final additional bonus is paid. In case of death during the policy term, the full basic sum assured plus bonuses is paid to the nominee regardless of survival benefits already paid.
The 25-year variant with four payouts is particularly popular among younger Pune clients aged 25–35 who want to fund multiple life milestones — from a child's education to a vehicle purchase, home down payment, and eventually a retirement corpus supplement — all from a single LIC policy. Call +91-81089 19187 for a detailed benefit illustration in Pune.
Pune clients who enrolled in LIC New Money Back Plan 25 Years through our advisory share their experience.
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What is LIC New Money Back Plan 25 Years?
LIC New Money Back Plan 25 Years (Plan 821) provides life cover for 25 years with survival benefits of 15% of sum assured at years 5, 10, 15, and 20. At maturity (year 25): 40% of sum assured plus all accrued bonuses. Death benefit is full sum assured plus bonuses regardless of survival benefits paid.
What are the exact payouts in LIC New Money Back 25 Year plan?
For a ₹10 lakh sum assured: ₹1.5 lakh at years 5, 10, 15, and 20 (₹6 lakh total periodic payouts). At maturity (year 25): ₹4 lakh + all accrued bonuses. Total received over 25 years = ₹10 lakh + bonuses. Our Pune advisor will calculate exact amounts for your chosen sum assured.
How does LIC New Money Back 25 Year differ from the 20 Year plan?
The 25-year plan has four survival benefit payouts (at years 5, 10, 15, 20) vs three payouts in the 20-year plan. Each payout in the 25-year plan is 15% of sum assured vs 20% in the 20-year plan. The 25-year plan suits clients with more milestones to fund over a longer planning horizon.
What is the premium for LIC New Money Back 25 Year plan for age 30 in Pune?
