LIC Jeevan Amar in Pune
Everything You Need to Know About LIC Jeevan Amar – Explained by Pune's LIC Expert
LIC Jeevan Amar (Plan 855) is LIC of India's flagship pure term insurance plan, offering Pune residents maximum life cover at some of the lowest available premiums in the market. As a pure protection plan with no maturity benefit, Jeevan Amar is designed for those who want the highest possible sum assured at an affordable monthly premium to protect their family's financial future.
LIC Jeevan Amar offers two sum assured options: Level Sum Assured (fixed throughout the policy term) and Increasing Sum Assured (increases by 10% every year from the 6th to 15th policy year). Policyholders can choose from single, regular, or limited premium payment options, and add an Accidental Death Benefit Rider for additional protection. The death benefit can be paid as a lump sum or as monthly installments over 5, 10, or 15 years.
Our LIC Advisors in Pune help clients calculate the ideal sum assured (typically 10–15x annual income), compare level vs increasing cover options, evaluate premium payment modes, and complete enrollment with full documentation support. Call +91-81089 19187 for a free LIC Jeevan Amar premium quote in Pune.
Pune clients who enrolled in LIC Jeevan Amar through our advisory share their experience.
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What is LIC Jeevan Amar plan in Pune?
LIC Jeevan Amar (Plan 855) is LIC's pure term insurance plan available in Pune. It provides a high life cover death benefit with no maturity benefit, making premiums very affordable. It offers level and increasing sum assured options, three premium payment modes, and an optional Accidental Death Benefit Rider.
What is the maximum sum assured in LIC Jeevan Amar?
LIC Jeevan Amar has no upper limit on the sum assured — it is subject to underwriting. Most Pune clients take ₹50 lakh to ₹2 crore cover. Our LIC Advisor in Pune will calculate the ideal sum assured for your specific income, liabilities, and family size.
What is the difference between level and increasing sum assured in Jeevan Amar?
In LIC Jeevan Amar's Level Sum Assured option, the life cover remains fixed throughout the policy term. In the Increasing Sum Assured option, the cover increases by 10% per year from the 6th to the 15th policy year, then remains fixed. The increasing option provides inflation-adjusted protection and is recommended for younger policyholders.
What is the premium for LIC Jeevan Amar for a 30-year-old in Pune?